System Scalability

Biometric interface & e-KYC

Corporate use case

Wallet linking to prepaid card programme or to bank account

Remittance from wallet / card / bank account

Cash to cash using Aadhaar

Process Involved

User Management and controls with all encryptions
Access authentication as per bank's requirements
BC partner on-boarding and approvals
Document Management
Revenue share management for BC Partner, BC Agent and Auto Settlement system
BC agents on-boarding and approvals
Sender registration process and KYC approval
Beneficiary registration process

Multiple remittance mode - cash to bank, card to bank and etc
Multiple remittance channel - IMPS (IFSC), MMID, NEFT
Auto upload of NEFT Transactions
Auto download of response file (Option) to BC Partner System
Refund Management OTP based
Sender and beneficiary - common data pool for interoperability
MIS Controls
OTP and SMS engine

Our offerings to bank

Software Development

Biometric Authentication and E-kyc

Bank

Host and Data Center Management

Support and Services

Remittance and Banking Correspondent platform

GI Integrated Remittance and Banking Correspondent platform provides a powerful suite of products and services that facilitate the bank to grow their agent led business fast. This platform enabled easy appoint of BC partners or BC / Specialized agents who can acquire customers for banks, issue mobile wallets or create accounts to new customers, facilitate domestic money remittance, issue of cards through wallet, Cash in/ Cash out, CMS, other financial and banking transactions. This platform will synchronize with the core banking systems on a regular basis or even live.

GI Integrated Remittance and Banking Correspondent is used by leading private banks like YES BANK who are market leaders in retail domestic remittance and urban financial inclusion and now 3 more customers are going to go live.

GI Remittance Engine is a core module of the GI Integrated Remittance and Banking Correspondent platform is perfect for banks and PPIs who want solutions only for their retail domestic remittance business. This remittance engine works on both IMPS and NEFT for P2A, P2P, P2M transactions with good back end controls and MIS. This is majorly used by banks and PPIs.

GI Prepaid platform is powering leading PPIs in India. GI Prepaid platform addresses niche markets for its flagship ICASH CARD which has special features addressing pain points of specific industry verticals like educational institutions, travel service companies and large retail agent networks. Leading names like Lovely Professional University, DY Patil group of institutions, IRCTC use ICASH CARD.